Laura H. Smith


Laura has more than 25 years of experience counseling domestic and foreign insurers about coverage. She has analyzed coverage for claims under a wide variety of policies and advised insurers about related issues including bad faith allegations, other insurance, and policy limits demands.

Laura’s insurance experience includes the following types of coverages:

  • Commercial General Liability
  • Professional Liability
  • Directors and Officers Liability
  • Employment Practices Liability
  • Commercial Auto
  • Umbrella and Excess
  • Property

Laura regularly evaluates coverage for claims involving attorney and real estate broker errors and omissions, habitability, construction defects, products liability (including asbestos), and environmental concerns.  Recently, Laura has addressed emerging coverage issues relating to technology, privacy, and alleged clean-up and business interruption losses due to avian flu.